HUNTSVILLE, AL (WAFF)- The
damage from the fire at Brittany Point Monday afternoon serves as a reminder to
always be prepared.  Buying renter's insurance is one safeguard to cover
the loss of your belongings. It's something that insurance agents say a lot of
people should have but don't. 

"Anyone that owns anything
needs renter's insurance," said State Farm agent Marshall England. 
"Most people have the notion that the landlords insurance will cover them
if they have a fire or a theft or a natural disaster, but that's not
true." 

England said another
misconception about renter's insurance is how much it costs.  

"The cost of renter's
insurance - contrary to myth and fallacy, it's not overly expensive," he
said.  "Some policies you can get probably as cheap as between $150
to $170 a year." 

HUNTSVILLE, AL (WAFF)- The U.S. military is warning its workers furloughs are coming as the Pentagon deals with budget cuts.

Tuesday afternoon, Secretary of Defense Chuck Hagel sent out a memo to the Defense Department's civilian employees.

It will be considerably less painful than they have warned, but it will still be a tough blow, essentially a pay cut for hundreds of thousands of workers.

Hagel said the Defense Department will furlough most of its civilian workers by up to 11 days between now and the end of the current fiscal year this fall.

This is part of the automatic budget cuts known as sequestration, which are coming into effect because congressional negotiators could not make a deal to trim the federal budget deficit.

Huntsville defense contractors who have been struggling to deal with, and plan for, sequester cuts say they are a dangerous and irresponsible way to work the country's books.